Before selling your company to a private buyer, it’s worth asking whether an ESOP could deliver a smoother, more profitable exit. For many owners, selling to employees offers stronger tax advantages, higher net proceeds, and a cleaner transition with no last-minute surprises. ESOPs preserve culture, reward loyal employees, and keep your legacy intact while still providing meaningful liquidity.

Year-end brings shrinking liquidity, delayed SBA funding, and rising urgency for business owners preparing for Q1. As rates shift and government lending stalls, securing flexible private capital before the rush can be the difference between momentum and missed opportunity.

Private credit is reshaping how business owners access capital, offering faster, more flexible financing than banks. With deal-making on the rise and big institutions entering the space, the smartest path isn’t going straight to a bank—it’s partnering with a placement expert like Tzortzis Capital, who opens doors to multiple lenders and better solutions.

Struggling with bank loans? Private credit offers flexible funding, capital stacking & expert resources to help businesses thrive. #Funding