Purchase Order Financing in California
Fund supplier costs on confirmed customer orders for California businesses. PO financing pays suppliers directly so you can fulfill orders larger than your current cash position — then pairs with factoring or a receivables line on the back end.
Purchase Order Financing for California businesses is arranged through Tzortzis Capital's placement process. Eligibility and closing timing depend on verified financials, the transaction and independent lender review. A term sheet is not a funding commitment.
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Working Capital and Equipment Capital in California
Established California companies with $5M+ in revenue often need a revolving line for operations and a separate term facility for equipment. We place both with banks and private credit funds.
How California operators use purchase order financing
Typical Structure
Tzortzis Capital evaluates and arranges capital placements. Independent capital providers determine eligibility, pricing, documentation and closing timing. Published ranges are indicative, not approvals or commitments.
What it takes to qualify in California
Illustrative scenario: Los Angeles importer — $1.2M transaction
Illustrative planning example, not a verified client closing. Amounts, timing and outcomes are assumptions, not available terms.
A consumer-goods importer received a $2M order from a national specialty retailer. The overseas supplier required a 30% deposit and a letter of credit for the balance.
The importer shipped the full order, built a recurring relationship with the retailer, and used a factoring line to repay the PO facility on collection.
Why California deals are structured this way
California's import and distribution economy is uniquely suited to PO financing because so many transactions involve overseas suppliers who demand payment before shipment. The state's proximity to the ports of Los Angeles and Long Beach makes this a common need for consumer goods, electronics, and industrial supply distributors.
California purchase order financing questions
Can California importers use PO financing?
Yes. Import transactions are a core PO financing use case, especially when overseas suppliers require deposits or letters of credit before production.
Does PO financing work with overseas suppliers?
Yes, with established suppliers and identifiable finished goods. Letters of credit are the standard payment mechanism for overseas suppliers.
Can PO financing be paired with factoring?
Yes. The two facilities are designed to work together: PO financing covers the supplier payment, and factoring covers the customer's payment terms after delivery.
Also serving in California
We also provide purchase order financing to businesses in San Diego and surrounding California submarkets. Underwriting is remote, so location does not limit access to capital.
Other funding types in California
Get purchase order financing for your California business
A capital advisor will respond within 24-48 hours.