Tzortzis Capital
    Private Credit

    Subordinated Debt

    Flexible, non-dilutive capital to fund growth, close acquisitions, and strengthen your balance sheet — without disrupting your existing senior lending relationships.

    Quick answer

    Subordinated debt from $250K to $15M. Non-dilutive capital for acquisitions, recaps, and growth — without disrupting senior lending.

    Get subordinated debt priced

    Two quick steps. An advisor responds within 24-48 hours.

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    When Senior Debt Isn't Enough

    Your senior lender is maxed out, but your business needs additional capital for an acquisition, expansion, or recapitalization. Subordinated debt fills that gap without refinancing or displacing your primary lending facility.

    How Can You Use It?

    Fill capital shortfalls in acquisitions, leveraged buyouts, and recapitalizations
    Optimize your balance sheet without refinancing or displacing senior lending facilities
    Fund shareholder buyouts or ownership transitions while preserving equity
    Provide complementary capital alongside asset-based lenders and factoring companies

    How It Works

    01

    Identify the Capital Gap

    Share your deal structure and capital needs. We evaluate how subordinated debt fits alongside your existing obligations.

    02

    Structure the Solution

    We design a sub debt facility that complements your senior lending, ensuring all parties are aligned.

    03

    Close & Deploy Capital

    Fast execution to fill capital gaps in time-sensitive transactions — acquisitions, buyouts, or expansions.

    Why Choose This Solution?

    Preserve Ownership

    Access growth capital without diluting equity or ceding control to outside investors. Sub debt is pure debt — no ownership component.

    Fast Strategic Capital

    Get funding quickly to fill capital gaps, support time-sensitive deals, or maintain growth momentum when timing matters most.

    Works Alongside Senior Debt

    Subordinated debt sits behind senior loans in repayment priority, making it ideal for layered financing strategies without disrupting existing facilities.

    Supports Major Growth Moves

    Deploy capital for acquisitions, recapitalizations, shareholder buyouts, or large-scale expansions that require more than your senior lender can provide.

    Terms & Structure

    Indicative program guidance, not a lender offer. Independent capital providers determine eligibility, pricing and closing conditions. A term sheet is not an unconditional funding commitment.

    Facility Size$250K – $15M
    Terms1 – 5 Years
    Interest Rates12% – 22%
    StructureComplements Senior Debt
    CollateralOften Unsecured

    Qualifications

    Minimum 1 year in business
    Minimum $1M annual revenue
    Full financials package required
    Clear use of proceeds and repayment strategy

    Frequently Asked Questions

    Get Started

    Fill Your Capital Gap

    Access non-dilutive capital that works alongside your existing senior debt to fund your next move.

    Start Your Funding Conversation

    We typically respond within 24-48 hours.

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