Tzortzis Capital
    Private Credit

    Asset-Based Lending

    Unlock the value in your assets — receivables, inventory, real estate, and contracts — to access the capital your business needs to grow.

    Quick answer

    Asset-based lending solutions using real estate, accounts receivable, inventory, and contracts as collateral. Flexible ABL financing from Tzortzis Capital.

    Get asset-based lending priced

    Two quick steps. An advisor responds within 24-48 hours.

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    Your Assets Are Worth More Than Banks Think

    Traditional banks undervalue your collateral or refuse to lend against certain asset classes. Asset-based lending maximizes the value of what you already own to fuel growth.

    How It Works

    01

    Identify Your Assets

    We evaluate your receivables, inventory, real estate, and contracts to determine borrowing capacity.

    02

    Structure the Facility

    We design a lending facility that maximizes your borrowing base while maintaining operational flexibility.

    03

    Access Capital

    Draw against your asset base as your business needs evolve — with flexible advance rates.

    Terms & Structure

    Indicative program guidance, not a lender offer. Independent capital providers determine eligibility, pricing and closing conditions. A term sheet is not an unconditional funding commitment.

    Facility Size$250K – $25M+
    Terms1 – 3 Years
    Interest Rates10% – 25%
    Collateral TypesAR, Inventory, RE, Contracts
    StructureRevolving or Term

    Qualifications

    Identifiable collateral (AR, inventory, real estate)
    Minimum $1M annual revenue
    Minimum 1 year in business
    Full financials package required

    Frequently Asked Questions

    Asset-Based Lending by Industry

    Industry-specific structures and underwriting notes for asset-based lending.

    Manufacturing

    Manufacturers carrying real AR, inventory, and equipment can typically access more credit through an ABL structure than through cash-flow lending.

    View details

    Distribution

    Inventory-heavy distributors are an ideal ABL fit: large eligible AR plus saleable inventory equals real availability.

    View details

    Staffing

    Larger staffing firms outgrow simple working capital facilities.

    View details
    Get Started

    Leverage Your Assets for Growth

    Turn your accounts receivable, inventory, and real estate into working capital.

    Start Your Funding Conversation

    We typically respond within 24-48 hours.

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