Private Credit

    Business Term Loans

    Structured term loans designed for growth, acquisitions, and working capital needs — with the speed and flexibility that banks can't match.

    Quick answer

    Secure business term loans from $50K to $25M+ with flexible 1-7 year terms. Private term loan solutions when banks say no. Fast decisions from Tzortzis Capital.

    Get term loans priced

    Two quick steps. An advisor responds within 24-48 hours.

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    When Banks Move Too Slow

    Traditional bank term loans can take months to close, require perfect credit, and come with rigid covenants. Our private term loans close in weeks with flexible structures tailored to your cash flow.

    How Can You Use It?

    Scale operations by funding long-term growth initiatives
    Open new locations, expand facilities, or upgrade critical equipment
    Bridge cash flow gaps while awaiting revenue from large contracts
    Hire and onboard staff to support new projects or seasonal demand

    How It Works

    01

    Apply & Submit Financials

    Complete a brief application and share your financials. We review deals in days, not months.

    02

    Get Matched & Receive Terms

    We match your deal with our network of 96+ lending partners to find the best structure and rate.

    03

    Close & Get Funded

    Once terms are agreed, we move to close quickly — often within 1-2 weeks.

    Why Choose This Solution?

    Retain Full Ownership

    Access the capital you need without giving up equity or control of your business.

    Predictable Payment Schedule

    Fixed repayment terms make budgeting and cash flow forecasting straightforward.

    Qualify on Performance

    Approval is based on your revenue and business trajectory — not just your asset base.

    Power Long-Term Growth

    Invest in expansion, infrastructure, or operations with structured funding designed for sustained results.

    Terms & Structure

    Indicative program guidance, not a lender offer. Independent capital providers determine eligibility, pricing and closing conditions. A term sheet is not an unconditional funding commitment.

    Loan Amounts$50K – $25M+
    Terms1 – 7 Years
    Interest Rates7% – 25%
    Funding Speed1 – 12 Weeks
    CollateralSecured & Unsecured Options

    Qualifications

    Minimum 1 year in business
    Minimum $1M annual revenue
    Full financials package preferred
    All industries considered, including high-risk

    Frequently Asked Questions

    Get Started

    Ready to Secure a Term Loan?

    Let's discuss your capital needs and get you funded with the right term loan structure.

    Start Your Funding Conversation

    We typically respond within 24-48 hours.

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