Can racking and lifts go on the same financing?

Yes. Mixed material-handling packages are routine — lifts, racking, mezzanine, conveyor, and the installation labor can all sit on a single schedule, which keeps your documentation and payment simple.

We lease our building. Does that limit the term?

Usually yes. Lenders prefer the amortization to end inside the lease, since racking and conveyor are difficult to recover from a facility you no longer occupy. A five-year lease generally supports a 48-60 month term.

Is refurbished lift equipment financeable?

Yes. Factory-refurbished lifts from a dealer with a warranty finance nearly as well as new, at a slightly lower advance rate. Auction lifts with no service record are the harder case.

What about warehouse automation and robotics?

Financeable, with more scrutiny. AMRs, goods-to-person systems, and automated storage carry longer implementation timelines and thinner resale markets, so expect milestone funding and a stronger emphasis on your operating cash flow.

Material handling

Forklift & Warehouse Equipment Financing

Material handling is the quiet capital line in every distribution business: individually small tickets that add up to a facility's entire throughput capability. A new lease or a new customer contract often means racking, lifts, and conveyor all at once — a six-figure spend that arrives before the first invoice on the new business goes out.

Quick answer

Forklift, racking, and warehouse automation financing for 3PLs, distributors, and manufacturers. $30K to $6M covering fleets, racking, and conveyor systems.

Price forklifts & warehouse equipment financing

Two quick steps. An advisor responds within 24-48 hours.

The numbers on this asset

Typical unit cost

$28K used 5K-lb electric – $190K reach truck or turret

Financed range

$30K – $6M including racking and conveyor

Term

36 – 72 months

Mixed packages

Lifts, racking, WMS hardware, and install can share one schedule

Who finances forklifts & warehouse equipment

3PLs outfitting a newly leased facility ahead of a customer go-live date
Distributors replacing an aging propane fleet with electric or lithium units
Manufacturers adding conveyor, palletizing, or automated storage to relieve a labor constraint
E-commerce operators building out pick modules ahead of a peak season

Recent structure

Outfitting a 3PL facility against a customer go-live

A regional 3PL signed a 90,000 sq ft lease with a customer go-live 60 days out, requiring $612,000 of selective racking, six electric reach trucks, and conveyor for a pick module. Their bank line was already committed to receivables. We placed the full package on one schedule at 60 months, matched to the lease term, and funded the racking installer on milestones so the crew never stopped. Facility went live on the contract date.

What underwriting actually looks at

Approvals on this asset class turn on a short list of specifics. Have these ready and most files get an answer inside 24-48 hours.

Facility lease term versus the amortization — racking and conveyor are hard to relocate, so lenders watch this closely

Customer contract behind the expansion, especially for 3PLs whose volume is contractual

New versus refurbished lift equipment, which changes advance rate more than it changes rate

Installation share of the package for racking and conveyor, where labor can exceed the hardware cost

Forklifts & Warehouse Equipment financing questions

Other equipment we place

Last-mile fleet

Box Trucks & Straight Trucks

$35K single unit – $3M fleet block

Precision manufacturing

CNC & Machine Tools

$75K – $8M including tooling and integration

Pre-owned & auction

Used Equipment

$25K – $4M

Get forklifts & warehouse equipment financing priced

Send the unit, the invoice or auction lot, and three months of bank statements. Approvals typically come back in 24-48 hours and funding follows in 5-10 business days.

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