Tzortzis Capital
    The order that is too big

    Working Capital to Fulfill a Large New Order

    The order that could transform the business is usually the order the business cannot afford to fill. Materials, labor, and production all precede payment, and the customer who placed a career-making PO is frequently the customer with the longest payment terms. Turning it down protects this quarter and costs the relationship permanently.

    Quick answer

    Working capital to fulfill an order larger than your balance sheet. Fund materials, labor, and production for a career-making PO without giving up equity.

    Get a structure for this situation

    Two quick steps. An advisor responds within 24-48 hours.

    You are probably here because

    You received a PO that is a multiple of your normal order size
    Materials and labor have to be funded 60-90 days before the customer pays
    The customer is creditworthy and slow — a great counterparty with terms you cannot carry
    You are considering raising equity to fund what is fundamentally a timing problem

    How we structure it

    Facility size$100K – $10M
    Term6 – 24 months, or single-cycle
    Advance basisThe PO plus the resulting receivable
    Time to fund1 – 3 weeks

    What we need to give you an answer

    Have these together and you will know where you stand in 24-48 hours instead of three weeks.

    The purchase order itself, plus the customer's identity — their credit strength is doing real work here
    Your supplier quotes and production plan, so the funding matches the actual cash outlay schedule
    Gross margin on the order, which determines whether the financing cost is comfortably absorbed
    Delivery capability: lenders underwrite whether you can actually produce, not just whether you can buy
    How it played out

    A PO four times larger than anything before it

    A specialty packaging manufacturer doing roughly $6M annually received a $2.4M order from a national retailer, payable net-60 after delivery. Raw materials and contract labor required $1.35M starting immediately. Equity investors offered capital at a valuation the owner considered insulting for what was a 90-day timing gap. We placed $1.4M against the PO and the resulting receivable at a total cost of roughly 3.8% of the order value. The owner kept 100% of the company and the account has since become their largest recurring customer.

    Questions we get

    Other situations we place

    Buy early, sell later
    Seasonal Inventory Build

    $100K – $10M

    Profitable but cash-poor
    Bridging a Slow Receivable Cycle

    $100K – $10M

    Revolving capacity for trades
    Line of Credit for Contractors

    $100K – $10M

    Tell us the situation and the number

    A capital advisor will respond within 24-48 hours with a realistic structure, not a rate teaser.

    Start Your Funding Conversation

    We typically respond within 24-48 hours.

    By submitting, you agree to our Terms of Service and Privacy Policy, and consent to be contacted by Tzortzis Capital by phone, email, or text about your request and to receive occasional newsletters and market updates. You can unsubscribe at any time. Consent is not a condition of service. Tzortzis Capital is a capital placement partner, not a direct lender; submitting does not guarantee financing.

    More on Working Capital