Can the rigging and electrical work be included?

Yes. Press installation frequently requires floor work, three-phase power, and rigging that runs 10-20% of the machine cost. Those costs are typically financeable on the same schedule when invoiced against the project.

The machine has a six-month lead time. When do payments start?

Amortization normally begins at delivery or installation acceptance, not at the builder deposit. Progress payments fund the builder's milestones in the interim so you are not carrying a payment on equipment that is not yet producing.

Do click charges and service contracts factor into the decision?

They factor into your economics, and we account for them when sizing the payment. Some manufacturers bundle service into a per-click cost that materially changes the real monthly outlay — bring that quote and we will model it against the financed payment.

Is used or off-lease press equipment financeable?

Yes, particularly major brands with an active dealer network. Expect a shorter term and an inspection requirement. Highly customized converting lines are the exception — thin resale means lower advance rates.

Print & converting

Printing & Packaging Equipment Financing

Print and converting equipment is a throughput bet: a new digital press or a die cutter is justified by the run rate it unlocks, not by replacing something broken. That makes the business case unusually concrete — most owners can name the jobs the machine will run — and it makes lenders receptive when the projected utilization is backed by existing customer volume rather than hope.

Quick answer

Financing for digital presses, flexo, die cutters, and packaging lines. $75K to $6M with progress payments for long-lead equipment and installation.

Price printing & packaging equipment financing

Two quick steps. An advisor responds within 24-48 hours.

The numbers on this asset

Typical unit cost

$120K production digital press – $2.4M flexo or converting line

Financed range

$75K – $6M including install and integration

Term

48 – 84 months

Lead time

3-9 months typical; progress payments funded pre-delivery

Who finances printing & packaging equipment

Commercial printers moving short-run work from offset to digital to protect margin
Label converters adding flexo capacity or inline finishing for an existing brand customer
Corrugated and folding-carton plants adding die cutting or gluing capacity
Packaging co-packers adding filling, labeling, or shrink lines against a contract win

Recent structure

Moving short-run work off the offset floor

A commercial printer in the Northeast was losing short-run jobs to a competitor with digital capability. A $980,000 production press with inline finishing carried a six-month lead time. We structured progress payments to the builder, financed $118,000 of rigging and electrical inside the same schedule, and started amortization at installation acceptance on an 84-month term. The press absorbed work the shop was already quoting and losing, so utilization was near-immediate.

What underwriting actually looks at

Approvals on this asset class turn on a short list of specifics. Have these ready and most files get an answer inside 24-48 hours.

Existing customer volume that the new machine will absorb, evidenced by current run data

Manufacturer service agreement and click-charge structure, which affects true cost of ownership

Installation, rigging, and electrical work as part of the package

Secondary market depth by brand and configuration — highly customized lines carry lower advance rates

Printing & Packaging Equipment financing questions

Other equipment we place

Precision manufacturing

CNC & Machine Tools

$75K – $8M including tooling and integration

Pre-owned & auction

Used Equipment

$25K – $4M

Material handling

Forklifts & Warehouse Equipment

$30K – $6M including racking and conveyor

Get printing & packaging equipment financing priced

Send the unit, the invoice or auction lot, and three months of bank statements. Approvals typically come back in 24-48 hours and funding follows in 5-10 business days.

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