Medical Imaging Equipment Financing: MRI, CT and Diagnostic Systems
Imaging systems are high-cost, long-lead purchases where installation, shielding and room build-out can add materially to the equipment price. We prepare the request and place it with healthcare-focused banks and equipment finance providers that can include those costs in one structure.
Most practices use an equipment term loan of 5–7 years secured by the system, often including installation, shielding and build-out in the financed amount. Providers focus on the practice's financial history, payer mix and projected scan volume for the new system.
Adding an MRI, CT or imaging suite?
Tell us what you need, your timeline, and the context behind your transaction.
- A review of your business and capital needs
- Placement options aligned with your transaction
- A clear conversation about the next steps
Opens a short inquiry form · No obligation
MRI, CT and diagnostic imaging: what lenders generally look for
General market observations used by banks and private credit funds at this size.
| Benchmark | Typical range |
|---|---|
| Typical assets | MRI, CT, PET/CT, X-ray, ultrasound, mammography |
| Term | Commonly 5–7 years |
| Soft costs | Installation, shielding and build-out often included |
| Deferred start | Some providers defer payments until installation |
| Key review items | Practice financials, payer mix, projected volume |
| Collateral | The imaging system, sometimes with a practice lien |
Educational ranges only. Independent capital providers set eligibility, pricing and terms.
Who it fits
- Imaging centers, orthopedic, cardiology and multispecialty groups
- Ambulatory surgery centers adding diagnostic capability
- Practices replacing or upgrading aging systems with an established referral base
- Purchases with long installation lead times that need deferred payments
Outside what we place
- Start-up practices with no operating or billing history
- Purchases supported only by volume that has no referral basis
- Consumer patient financing
Illustrative example
Hypothetical: an orthopedic group adds a 1.5T MRI with a total project cost of about $1.9M including shielding and room build-out.
The group seeks a 7-year term with payments starting after installation.
The provider reviews three years of practice financials, payer mix, current outside-referral imaging volume and the vendor quote. Final terms, if any, are set by the capital provider.
Documents to prepare
- Two to three years of practice financial statements or tax returns
- Year-to-date financials and payer-mix summary
- Vendor quote, including installation and site preparation
- Build-out or shielding estimates
- Projected scan volume and referral support
Frequently Asked Questions
Common questions about mri, ct and diagnostic imaging.
Often, yes. Many healthcare equipment providers include installation, shielding and room preparation in the financed amount, subject to their limits.
Get a confidential placement review
Tell us what you need, your timeline, and the context behind your transaction.
- A review of your business and capital needs
- Placement options aligned with your transaction
- A clear conversation about the next steps
Opens a short inquiry form · No obligation
Tzortzis Capital evaluates and arranges capital placements. Independent capital providers determine eligibility, pricing, documentation and closing timing. Published ranges are indicative, not approvals or commitments.